Private digital banking

Banking that holds its weight like a vault door.

Trust Worthy Banking Hub composes checking, savings, and custody into one quiet interface — engineered for people who prefer precision to noise.

$2.4B
Assets held
0.9ms
Median settle
Trust Worthy · Reserve
$148,204.90
+2.4% this quarter
Cash
$61.2k
Yield
$74.1k
Locked
$12.9k
Last transfer
To Meridian Trust
Settled
Trust Worthy Card
5214 •••• 9077
G. Halloway
Capabilities

Four instruments, one quiet interface.

C

Cards & custody

Physical and virtual cards with per-merchant limits and instant freeze, all governed from one ledger.

T

Transfers

Domestic and cross-border movement with same-day settlement and a full, exportable audit trail.

S

Savings

Tiered yield on your reserve, with locked tranches and scheduled contributions that never nag.

B

Budgeting

Soft envelopes and forecasts that surface drift early, without gamifying your own finances.

Security

Built like a vault door, not a marketing page.

Every session is sealed end-to-end. Hardware keys, segmented custody, and continuous monitoring close the door softly — and stay closed.

Segregated custodyHardware keys24/7 monitoring
99.99%
Uptime, 12 mo
146
Fraud blocks / day
0
Breaches to date
SOC 2
Type II audited

Independent audits published annually. Custody held with regulated partners, never commingled.

Accounts

Three tiers, one standard of care.

Personal
$0/ mo

For everyday banking with a first-class card and honest yield.

  • Unmetered domestic transfers
  • 2.1% APY on reserve
  • One virtual card
  • Standard support
Start free
Most chosen
Reserve
$12/ mo

For those building long. Higher yield, custody, and a dedicated desk.

  • Everything in Personal
  • 3.4% APY + locked tranches
  • Hardware key & multi-sig
  • Five virtual cards
  • Priority human desk
Open Reserve
Institutional
Custom

For funds, firms, and treasuries that need structure and reporting.

  • Everything in Reserve
  • Segregated custody desks
  • Custom FX & reporting
  • Dedicated relationship lead
Talk to us
Voices

Quiet confidence, in their words.

The reserve account settled a cross-border move before my coffee cooled. It feels less like an app and more like a system.
MOMara OkaforCFO, Halcyon Labs
No neon, no gamification. Just precise limits and a desk that actually picks up. That restraint is exactly why we moved.
DTDaniel TranPrincipal, Meridian Trust
The custody reporting dropped into our audits with zero friction. It's the first bank that read like a document, not a dashboard.
PRPriya RamanTreasurer, Northbank Group

Close the door on the noise. Open Trust Worthy.

Open an account in minutes. No branches, no scripts — just a quiet, precise place for your money.

Open an account

FDIC-eligible · Cancel anytime